Cards & spend controls
Issue USD business cards, set limits, track spend, and keep card activity connected to your operating account and exports.
Accounts, payouts, invoices, cards, and records in one workspace — available in app, API, or CLI.
Issue USD business cards, set limits, track spend, and keep card activity connected to your operating account and exports.
Use invoice and contract templates to streamline your paperwork
Run payments from accounts under your company name with SWIFT, ACH, SEPA, UAEFTS
Connect HEVN to your internal tools, Slack, finance ops tool, or Claude Code.
Run payroll and business operations across 82 countries from one place
Build custom workflows using natural language while HEVN handles the banking infrastructure behind the scenes.



Create named account details for your company across supported rails: ACH, wire, SEPA, UAE rails, SWIFT, or stablecoin rails.

Create contractor records and payment terms from your internal tool. Contractors can review, accept, and sign agreements in HEVN.

Pay contractors directly to their bank account or HEVN account. For contractors, HEVN is a convenient app with payment cards and a USD account.

AI agents can automate financial operations while you still supervise critical actions and granular spending controls.
Each agent operates within an isolated subaccount with limited permissions.
Give each agent its own budget. Per transaction, per day, or across its entire lifetime.
Monitor agent activity in real time and manually approve critical actions.
| HEVN | Deel | Wise | |
|---|---|---|---|
| Fixed fee | $1 per transaction | $50/month per receiver | $2-10 |
| FX fee | 0.25-0.5% | 1% | 0% |
| Payment from | Bank account under your
company name | Bank account under Deel inc | Bank account under Wise |
| Currency exchange fee | 0.1-0.3% | ~1%–3%+ | 0.57%+ |
| Stablecoin withdraw fee | 0% | 1% | Not available |
| Receiver approval required | No | Yes | No |
| Price per contractor | 0$ | 50$ | 0$ |
| Contractor Cards | 100+ countries | 42 countries | 50+ countries |
Seamless international settlements in seconds using our global rail network.