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The global bankingfor teams and agents

Run your business globally with local bank accounts, hold treasury in USD or USDC, and pay anyone in any currency. Operated by humans, agents, or code. VISA · SEPA · SWIFT · ACH · PIX · UAEFTS and more.

Built around how your company operate

Open a US business account, add a UAE or EU account, issue cards, and keep clean records for your accountant.

USD card with <0.5% FX fees

Issue unlimited virtual cards for your employees so you can manage each payment with total control, visibility, and insights.

Invoices & Contracts

Manage all paperwork, bookkeeping, IP and payroll schedule in one place.

Named virtual account

Issued for your company through licensed partner infrastructure. Manage multi currency balances and statements from one workspace.

Finance automation

Access global accounts, cards, and invoices via API or HEVN CLI. Operated by humans, agents, or code.

Global personal & business account

Run payroll and business operations across 82 countries from one place, with minimal FX fees and same-day settlement.

AI-ready finance operations

Run accounts, cards, invoices, and payouts from Claude, Codex, or your own agents with limits and approvals built in.

Control HEVN from Claude or Codex

Manage accounts, cards, balances, and statements through HEVN CLI.

Send and pay invoices in one MCP call

Create, approve, and pay invoices from the same agent workflow.

Set spend limits per API key

Give each agent its own budget, permissions, and payment rules.

Run autonomous or with approvals

Let trusted workflows execute, or require human sign-off before money moves.

Enterprise-grade controls for finance teams

Control who can view, request, approve, and execute. Without slowing down day-to-day operations. Every important action is tied to a user, a role, and a timestamp.

Passkeys

Passwordless sign-in with WebAuthn

2FA

Additional verification for sensitive actions

Role-based access

Permissions for view / request / approve / execute

HEVN vs Legacy banks

Payment API
Local rails + SWIFT + Stablecoins
US only
Local rails + SWIFT
Local rails + SWIFT
Card issuing API
Yes
Yes
On request
No
Spend limit per API key
Yes
No
No
No
Invoicing API
Yes
No
No
No
Hire / Contractors API
Yes
No
No
No
CLI
Yes
No
No
No
Hybrid approvals
Yes
No
Yes
No
Bank Account holder
Company name
Company name
Company name
Wise
Geography
100+ countries
US only
40+ countries
160+ countries

Frequently asked questions

KYB takes less than a week for most companies. You submit documents through the app. No branch visit, no paperwork by post.

Book a call

Seamless international settlements in seconds using our global rail network.