Question 1

What does 0% fees mean?

Accepted Answer

For the first 60 days after account activation, eligible SWIFT payments have no setup fee, flat transfer fee, or percentage-based transfer fee. The offer applies only to approved routes and qualifying transactions.

Question 2

Who can participate?

Accepted Answer

The promotion is available to new HEVN business customers that apply during the 60-day campaign period, complete KYB, and receive sponsor-bank approval for a U.S. Account. It is intended for eligible physical goods traders with recurring international payments. Personal accounts are not eligible.

Question 3

Which bank provides the account?

Accepted Answer

U.S. Accounts are provided through Conduit Technology, Inc. and its regulated U.S. banking partners. HEVN and Conduit are financial technology companies, not banks. Account availability is subject to eligibility, compliance review, and sponsor-bank approval.

Question 4

How long does account opening take?

Accepted Answer

Account opening typically takes 7 to 14 business days after all required information and documents have been submitted. Once approved and activated, the median time to the first transaction is 4 days. Timing may vary depending on the company structure, business activity, and sponsor-bank review.

Question 5

What documents are required?

Accepted Answer

Companies generally need to provide incorporation documents, ownership and director information, identification for beneficial owners, and details about their business and expected payments. Contracts, invoices, and source-of-funds documents may also be required.

Question 6

How quickly are SWIFT payments settled?

Accepted Answer

Eligible SWIFT payments can settle on the same business day when submitted before the applicable cutoff and cleared for processing. Timing may vary by corridor, banking day, intermediary bank, and compliance review.

Question 7

What happens after 60 days?

Accepted Answer

The U.S. Account remains available, subject to its applicable terms. Standard HEVN and partner pricing applies to payments initiated after the 60-day fee-free period.

Question 8

Who is HEVN built for?

Accepted Answer

HEVN is built for importers, exporters, commodity traders, manufacturers, and other businesses making material cross-border payments. It is designed for companies that need predictable routes, clear transaction records, and human support when moving business funds.

Feature	HEVN	Traditional correspondent route	Global transfer provider
USD rail access	Fedwire and supported SWIFT routes	Depends on the customer’s bank and correspondents	Through the provider’s partner network
Settlement	Same day on eligible SWIFT routes	Varies by bank, corridor, and intermediaries	Varies by provider and corridor
Tracking and confirmation	UETR tracking and MT103 confirmation	Bank-dependent or available on request	Provider-dependent
Transaction review	Route and documents reviewed before sending	Additional reviews may occur at each intermediary	Subject to provider and partner requirements
Corridor availability	Confirmed before execution	May depend on correspondent-bank policies	Limited to supported provider routes

SWIFT with US BIC foragriculture traders

For Time-sensitive payments

For transfers across MENA/APAC corridors

For Physical Goods Traders

Get 0% on SWIFT payments

Why use HEVN for U.S. SWIFT?

A clearer route for SWIFT payments

1-day settlement

5-7 days settlement

Why open a HEVN U.S. Account?

Track every payment

Fedwire and SWIFT access

U.S. bank custody

Questions before you move money

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