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DE · DEU · Europe

Germany

Who can apply

Companies incorporated hereYes
Owners and directors from hereYes

Every application is reviewed based on the company, its owners, business activities, and expected payments.

Available payment rails

SEPAEUR pay-ins and payouts with European counterparties

The rails available to your company depend on its account, currencies, payment destination, and beneficiary bank.

4 categories

Business documents

Each requirement includes its local document name and where to obtain it.

BUSINESS REGISTRATIONProvide this document

Business Registration

Issuer: Amtsgericht (district court)

  • HandelsregisterauszugDownload from the German Joint Register Portal
TAX CERTIFICATEProvide all items

Tax Certificate

  • Steuernummer-Bescheid — local FinanzamtReceive by post from your local Finanzamt
  • USt-IdNr-Bescheid — BZStRequest online or by post from BZSt
PROOF OF ADDRESSChoose one option

Proof of Address

  • MietvertragRequest the signed copy from your landlord
  • VersorgungsrechnungDownload from your utility provider account
  • KontoauszugDownload from your business banking portal

Bills and statements must be no more than 90 days old.

AUTHORIZATION TO ACTChoose one option

Authorization to Act

  • GesellschafterbeschlussPrepare internally and have shareholders approve it
  • Notarielle VollmachtArrange through a German civil-law notary

Owners and representatives

  • Identify every person who owns 25% or more of the company.
  • Add at least one controlling person and one legal representative.
  • Each owner and representative needs proof of address.
  • We’ll verify government-issued ID and complete a liveness check during onboarding.

Proof of funds

  • Provide recent business bank statements showing available funds.
  • Add audited financial statements or current management accounts.
  • Include contracts, invoices, or investment documents supporting the funds.
  • Additional evidence may be requested during compliance review.